中文摘要：

依据西蒙的“有限理性”假说对流动人口养老保险的参与意愿进行分析，是否参与养老保险是流动人口根据外部环境和制度因素以及自己的经济、家庭因素等对自己未来养老预期达到满意程度的行为选择。基于2009年流入地数据，将流动人口是否参加养老保险作为被解释变量，将流动人口的个人因素、工作状况、家庭因素以及社会政策及融入感因素作为解释变量，建立二元Logistic回归模型，分析流动人口养老保险参与意愿及其影响因素，研究结果表明流动人口的个人因素和工作状况是影响参保意愿的重要因素。

英文摘要：

According to Simon＇s ＂limited rationality＂ hypothesis, this paper is related to the willingness to participate in the pension insurance of the floating population; their future pension is expected to reach the level of satisfaction to the external environment and institutional factors, as well as their economic, family factors. Based on the 2009 data, this paper used the floating population to participate in pension insurance as the explanatory variables, the floating population of individual factors, working conditions, family factors and social policy and integration into the sense of factors as explanatory variables, and then established Binary Logistic Regression Model to analysis the willingness and its influencing factors. The result is that personal factors and working conditions of the floating population are important factors affecting the insured wishes.