中文摘要：

伊斯兰金融业近几年来发展迅猛,金融工具强调的风险共担越来越诱人。金融危机的影响使人门对伊斯兰金融的关注有增无减,包括世界银行在内的多边发展机构也支持金融业的发展。要实现伊斯兰金融的发展潜力,最关键的问题要解决伊斯兰金融机构的监管和治理问题。这样一来,伊斯兰金融会在多国金融机构中占据一席之地,从而增强金融的包容性和中介性,为金融的稳定和发展做出贡献。本文主要沿着伊斯兰金融和俗世金融的不同之处,阐述了伊斯兰金融在金融稳定中的贡献及其发展机遇和前景。

英文摘要：

The Islamic financial industry is developing rapidly in recent years. Although the financial instruments of islamic finance emphasize sharing risk, but also more and more attractive. Because of the effects of the financial crisis people has paid more attention to it, the multilateral development institutions including the World Bank supporting the development of the islamic financial industry. In order to realize the developmental potential of islamic finance, it is crutial to solve the key problem of supervision and management. In the next few years, the islamic finance will establish a place in the more and more countries ＇financial insitutions, and enhane the inclusive and intermediary of finance, contribute to the finance stabiliy and development. The article mainly focused on the difference in islamic finance and world finance, described the contribution and development prospects of islamic finance in financial stability.