中文摘要：

对于具有典型“二元经济”特征的我国西部地区而言，在技术落后、人力资本匮乏的制约下发展农村经济，资金要素至关重要。良好的农村投融资体制能够将农村资金高效地转化为农村生产资本，进而促进农村产出的提高。然而，西部地区农村投融资体制并不能适应“三农”发展的现实需要，造成西部农村发展面临资金短缺与资金配置效率低下的双重“瓶颈”。从法经济学视角可以发现，我国西部地区农村投融资体制的变迁轨有着特殊的演化逻辑与规律，为此，应有针对性地大力推进社会主义新农村建设，并实现以加快城乡统筹发展为目标的西部地区农村投融资体制的路径创新。

英文摘要：

Capital is of vital importance to the development of economy in rural areas, especially in China＇ s western regions where ＂binary economy＂ prevails, techniques are backward and human resources are poor. A positive rural financing and investing system might have effectively changed funds into productive capital so as to stimulate productivity. Unfortunately, the existing financing and investing regime in China＇ s western rural areas cannot satisfy the demands of solving the ＂Three Agricultural Problems＂ （ problems concerning agriculture production, farmers and development of rural areas）, which has resulted in capital shortage and inefficient capital employment in the western rural regions. From the angle of law and economics, this essay, delving into the history of the development of financing and investing system in China＇ s western rural regions, endeavors to reveal the logics and rules of the development, based on which it tries to strike out a new path for improving the financing and investing system in China＇ s western rural regions so as to quicken the pace of ascertain a balance between urban and rural development.