中文摘要：

NCCTs（不合作国家或地区）黑名单制度是目前反洗钱国际合作最重要的激励机制。本文将该制度的实施分为初创、过渡和成熟三个阶段;并分析了该制度实施原因、评估机构和评估方式的变迁;最后,总结和归纳了黑名单制度取得的成绩、存在的问题及对我国的启示。

英文摘要：

The blacklist system on NCCTs （Non-Cooperative Countries and Territories） is the most important incentive mechanism of the international cooperation of AML （ Anti-Money Laundering） nowadays. This paper divides the blacklist system into three sages ： start-up, transition and maturity. And then it analyzes the transitions of the implementation effect of this system, the appraisal agency of the blacklist and the implementation mode. At last, this paper concludes the achievements, problems and the enlightment to China.