中文摘要：

笔者通过对国外最新研究成果的回顾,并结合我国1998年～2010年共13的面板数据,应用多元回归分析发现：城市化导致医疗费用上升,而规制能降低医疗费用;但和传统理论不同的是,我国人均收入水平的提高和人口老龄化对医疗费用的上升影响很小,医疗保险甚至抑制了医疗费用的上涨。因此,结合我国的特殊国情,规制是控制医疗费用费用上涨最基本的途径,同时,医疗保险的推广同样可以起到费用规制的作用。

英文摘要：

The paper researches the panel data from 1998 to2010 by multiple regression analysis in reference with the latest international reseaech findings. It is found that urbanization leads to healthcare costs rising ,while regulation reduces health care costs. China＇s per capita income levels increasing and the aging population increasing has little influence on health care costs, health insurance inhibits the rise of medical costs. Therefore, regulation is the most basic way to control the rising of medical expenses. The promotion of medical insurance works the same direction.