中文摘要：

随着经济的不断发展,银行业在国民经济发展中扮演着越来越重要的角色,银行运行效率的高低直接关系着宏观经济的发展。利用了数据包络分析法（DEA）和动态指数的Malmquist模型,对9家商业银行的运行效率进行了评价,并结合评价结果,找出商业银行运行中存在的问题。最后,对提高银行业的运行效率、缩小国有与股份制两种不同类型商业银行间的效率差距提出了一些建议。

英文摘要：

With the development of economy,the banking industry plays an more and more important role in national economy,and its operation efficiency is directly related with the macroeconomic development level. The data envelopment analysis（ DEA） model and Malmquist Index model are employed to evaluate the efficiency of four stateowned commercial banks and five joint-stock commercial banks. Combing with the evaluation results,the problems of the commercial banks are identified. Finally,this paper makes recommendations on how to improve the overall operation efficiency level of the banking industry and reduce the efficiency gap between state-owned commercial banks and joint-stock commercial bank.