中文摘要：

房地产业的发展离不开金融发展与创新，同时房地产业的发展也给金融创新创造了空间，两者之间存在着与生俱来的内在经济联系。本文在探析金融创新与房地产业耦合关系的理论基础上，采用耦合相关理论构建了金融创新与房地产业发展的动态耦合模型，测度了1998-2014年中国金融创新与房地产业发展耦合态势。研究发现：2000年之前，金融创新和房地产业发展处于低级协调发展阶段；2000年至今，金融创新与房地产业发展正处于协调发展阶段，但值得注意的是，2008年以来耦合值偏离45°的程度越来越大，需要加大对房地产金融创新的关注，防止过度的金融创新可能导致房地产业泡沫的出现。

英文摘要：

The development of the real estate industry is inseparable from financial development and innovation, and also provides development space for financial innovation, which means there are inherent internal economic ties between them. Therefore, based on the co dynamic coupling model of financial innovation and the upli real ng relationship analysis, this paper establishes the estate industry with the related physical coupling theory, measuring the dynamic coupling mechanism between them from 1998 to 2014 in China. The result shows that financial innovation and the real estate industry are since 2000, financial innovation and the real estate in the low-level coordination development stage before 2000; industry has been in a coordinated stage, but since 2008, the coupling value deviating from 45°is bigger and bigger, which needs to focus on real estate financial innovation, and to prevent excessive financial innovation leading to the emergence of the real estate bubble.