中文摘要：

本文针对京津冀区域保险业发展与经济社会系统的协调性问题，运用数据包络分析法对该复合系统效率进行综合评价。通过DEA中规模可变的BCC模型，在保险系统中选取保险密度和保险深度两个指标，在经济社会系统中分别从消费水平、产业结构、教育情况、保障水平、就业情况方面选取人均消费支出、第三产业占比、大专以上学历人数占比、保险赔付支出和第三产业从业人数五个指标进行实证分析。从纵向和横向两个角度对京津冀区域保险业发展效率进行数据分析，研究发现京津冀区域保险业各地区发展效率存在差异，大部分地区处于保险业发展有效阶段，但个别地区保险业发展需要进一步加强。

英文摘要：

In regard to the coordinated development of insurance and economic social systems in Beijing-Tianjin-Hebei re-gion, we conducted a DEA-based efficiency evaluation. Through the scale variable model of BCC in DEA, we chose theinsurance density and insurance depth in the insurance system to carry out an empirical study within the indexes of per capitaconsumption expenditure, proportion oftertiary industry, scale ofcollege degree or above, insurance spending and the em-ployment in tertiary industry from the level of consumption, industrial structure, the education situation, security level,employment selection in the economic social system. We also made a further analysis in Beijing-Tianjin-Hebei insurancedevelopment efficiency from horizontal and vertical perspectives. Research suggests that there is difference in developmentefficiency of regional insurance, the insurance in most of area is on its effective development stage, but some individual re-gions need further improvement.