欢迎您！东篱公司
退出
-
申报数据库
-
立项数据库
-
成果数据库
-
项目获奖数据库
中文摘要：
针对我国P2P网络借贷中信用风险频发的现象,通过建立信号博弈模型,分析三种贝叶斯均衡下参与者的行为,找出信用风险的影响因素。研究表明：高低利率下借款者可获本金、风险担保金、修改信息使信用评级失真的成本、平台借款者总体信用等因素可以影响网络借贷信用风险,采用分离均衡策略能够降低这种风险。
英文摘要：
A model of signal game has been set up regarding the frequent occurrence of credit risk in the P2P lending. With the proposed model,the behaviors of participators behind the three categories of Bayesian Equilibrium of signal game are analyzed. Furthermore,factors of credit risk in P2P lending are concluded. In the end,some suggestions are given for promoting the development of P2P lending in our country.
同期刊论文项目
同项目期刊论文
期刊信息
位置：