中文摘要：

通过对债权人与投资者的概念辨析,正确认识投资者与所有者、债权人的关系,从经济学、管理学角度论证债权人也是投资者,以期为债权人正名,进而正确、规范使用＂投资者＂概念。

英文摘要：

Through concept distinction of creditor and investor, this article is aimed to provide a correct understanding of the relationship among investor, owner and creditor. It demonstrates that creditor is also investor from economics and management in order to justify the creditors and use the concept the ＂investor＂ correctly and normally.