中文摘要：

目前，人口老龄化已经成为亚洲各国、各地区必须面对的十分紧迫的问题。与西方发达国家相比，亚洲国家、各地区的人口老龄化问题更加复杂。这种复杂性不仅在于过快的人口老龄化速度，还在于亚洲各国、各地区在经济、制度发展方面远未成熟，同时亚洲人口老龄化又存在城乡失衡、性别比例失衡等现象；与此同时，整个亚洲各国、各地区的社会保障制度也没有做好应对人口老龄化的准备。亚洲养老金体系普遍薄弱治理和缺乏调控导致机构能力不足、充足指数过低、履约成本太高。因此，亚洲国家、各地区必须迅速采取有效措施积极应对。

英文摘要：

Population aging has become a very pressing issue for Asian countries .Compared with the western developed countries , the aging problem is more complex in Asia .This complexity lies in not only excessive speed of aging , but also lies in the economic and institutional development in Asia is far from mature , at the same time, there is imbalance be-tween urban and rural areas and also has gender imbalance phenomenon .The social security system in Asia is also not ready to deal with aging problem .Generally, weak governance and control in Asian pension systems led to a lack of insti-tutional capacity , the low adequate index , and the high compliance cost .In the face of these challenges , Asian countries must take prompt and effective measures to actively respond .