中文摘要：

中国银行业市场结构与绩效关系的实证研究表明，市场份额越大、市场集中度越高，银行业整体绩效越低；国有股比例和国内生产总值与我国银行业的绩效之间不存在显著的关系。银行业绩效的提升有赖于市场份额、市场集中度、杠杆比率和营业费用率等影响因素的进一步优化。

英文摘要：

Empirical analysis between Market Structure and Performance in China Banking Industry shows that the more larger the size, the more contraction the market, the less effective performance. There is no dramatic statistical significant between state-owned portion, GDP and China banking performance. Banking performance enhancing relays on further optimization of some factors, such as market size, market concentration, leverage and so forth.