中文摘要：

新巴塞尔资本协议认为,银行经营的核心内容是风险管理,而操作风险管理正变为银行业风险管理的重要因素.建立我国商业银行操作风险控制战略结构模型可以对我国商业银行的风险管理实践提供全面的指导,大幅度提高银行业的风险控制效率.最后,因子分析可以对模型的有效性和合理性提供实证检验,从而得出我国商业银行操作风险管理实践中若干现实性的结论.

英文摘要：

The New Basel Capital Committee commends that risk management is the primary content of banking operation and that the management of operational risk is the most important factor of whole risk management. The construction of strategic structure model of operational risk defense may provide comprehensive guidance for defending operational risk and increase the risk management effect. The FA may provide empirical certifications for the established model, and then many actual problems during the process of operational risk management of our commercial banks can be found.