中文摘要：

金融物流是融资企业将动产作为抵押向银行申请贷款,其参与主体的多元性及各主体角色的再定位使得传统的信用风险评估方法不适应金融物流业务发展的要求。基于对第三方物流企业参与金融物流的实施并作为银行的代理人的考虑,运用多层次模糊综合评价方法构建了基于银行、融资企业和第三方物流企业三方主体的信用风险评估模型,利用层次分析法赋予各层次恰当的信用权重,得出融资企业贷款的综合权数,为银行实施金融物流提供参考。

英文摘要：

Financial logistics is a new kind financial service that supplys movable property as pledge to apply for credit.Because of various parties participated in and their functions changed in financial logistics,traditional risk evaluation methods could not adapt to the new financing mode.Based on third-party logistic enterpise＇s join and to be the agent of bank,the article utilizes multiply levels fuzzy evaluation model to construct a new credit risk evaluation model based on bank,financing corporation and third-party logistic enterprise.Credit weight depends on level analysis method,finally model can compute a multiply weight and to be criterion for bank＇s accredit.