中文摘要：

在阐述社会责任研究背景和界定银行业社会责任的基础上,基于银行业贷款投向视角,通过灰色关联分析、偏相关系数分析构建银行业社会责任评价变量体系,并对其总体分布状况和对银行业经营的影响展开实证研究,在此基础上提出相关对策建议。

英文摘要：

Based on the definition of banking social responsibility and the description on the research background of banking social responsibility,from the perspective of direction on loan investment,the paper constructs the social responsibility evaluation variable banking system through gray correlation analysis,partial correlation coefficient,and carries out an empirical research on overall distribution situation and its impact on the banking operations,and puts forward some relevant counter suggestions based on these empirical findings.