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中文摘要：
杭州市公租房建设存在较大的资金缺口,而公租房租金虽然不低,但是投资回报率也不高,而且面临很多复杂的管理问题,社会资金都处于观望状态。当前杭州市住房公积金闲置资金较多,利用效率很低,如果能利用公积金闲置资金,构建公租房REITs模式,可以在保证公积金缴存人状况至少不恶化的前提下,解决目前公租房建设资金不足的问题,使杭州市政府与低收入住房困难家庭状况都获得显著的帕累托改进。
英文摘要：
there is great capital shortage in the construction of public rental houses in Hangzhou City.The public housing rent is not low,but the rate of return on investment is not high enough,and faced with complex management problems,which results in the lack of attractiveness to social capital.On the contrary,there is enormous deposit surplus in LRHA（Legal Reserves of Housing Acquisition） at present,which is used inefficiently.If we can utilize the idle surplus of LRHA to set PRH REITs（Public Rental Housing REITs） to finance the construction of low-rent houses,both government and low-income families can achieve Pareto Improvement with the interests of legal reserve subscribers not worsened at least.
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