中文摘要：

经济金融化是世界各国经济发展的主流趋势。从总量与结构两个维度深入分析我国经济金融化演进趋势，认为总量方面金融部门在国民经济中地位持续提升，结构方面货币类与非货币类金融资产结构失衡、债权与股权融资结构失衡是当前我国杠杆率高企、债务风险积聚的重要原因。在此基础上，阐述金融化对我国经济发展的冲击效应，提出通过拓展股权融资渠道，提高金融机构体系抗风险能力，深化金融监管体系改革，推进国有企业混合所有制改革，以实现向合理金融化的转型。

英文摘要：

Economic globalization is the main trend of economic development in the world. An in-depth analysis is made on Chinag economic and financial development trend from the dimensions of aggregate and structure, stating that in total the rank of financial sector in the national economy shows continuous enhancement;in structure, the structural imbalance between monetary and non-monetary financial asset sand the structural imbalance between debt and equity financing are important causes for the higher current leverage ratio and the accumulated debt riskin China. Hence, the paper expounds the shock effect of financializationon China＇ s economic development, and presents the following proposals for the transformation of reasonable financialization： expanding equity financing channels, improving the systemic anti-risk ability of financial institutions, deepening the financial regulatory system reform, and promoting the reform of mixed ownership for state-owned enterprises.