中文摘要：

在发电侧单边开放的我国区域电力市场中,设立平衡账户可以减少电价波动带来的市场风险。根据保险理论的相关原理,从电力市场机制设计和管理的角度出发,提出设立单位容量平衡账户余额保险,重点讨论了保险费率的厘定,并对该机制进行了有效性验证。

英文摘要：

Balance account can lower market risks associated with electricity price fluctuations,especially for the regional electricity market in China,which has been open for competition in the power-generating side.Based on the insurance theory,and the mechanism design and management of the electricity market,this paper proposes to establish the balance account insurance for unit capacitance,and emphatically discusses the determination of premium rate.And a case study has verified the efficiency of the balance account mechanism.