中文摘要：

从政府和林农的视角,对林业生态补偿机制和森林保险有效需求不足进行了经济学分析,解释了林业生态补偿和保险补贴对森林保险的积极作用。在此基础上,提出了可能影响森林保险有效需求的7个经济假设,然后通过对江西10个县236个有效样本农户的实地调研数据,对这些经济假设进行实证检验。结果发现影响林农参与森林保险的有效需求因素主要有：林业收入占总收入比重、有无商品林和经济林、造林抚育补贴以及抵押贷款与森林保险是否联动等因素。最后提出了在构建林业生态补偿机制框架下,大力宣传森林保险政策、打造林农融资公共信息互助平台、支持林农专业合作社发展林区林业经济等增加森林保险有效需求的政策建议。

英文摘要：

This paper analyzes economics matter of forestry ecological compensation mechanism and the forest in- surance insufficient effective demand based on the perspective of the government and farmers, and explains the posi- tive role of the forestry ecological compensation and insurance subsidy for the forest insurance. On this basis, it was suggested that the seven economic assumptions of possible influence of forest insurance valid demand, then these economic assumptions were be made an empirical test through to the 236 effective samples farmer survey data in Ji- angxi. The results were found which to affect the Farmers Insurance valid demand factors ： the forestry income pro- portion in total income, whether have commodity forest and economic forest, forestation upbringing subsidies as well as whether linkage of mortgage and the forest insurance etc.. Finally, put forward insurance policy recommen- dations about the construction of ecological compensation mechanism and vigorously promote the building foresters financing public mutual information platform, support the farmer professional cooperatives and forestry economic development for increasing effective demand of forest insurance.