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中文摘要：
对珠海斗门与茂名茂南的调查分析表明，新农保在推行过程中，面临着宣传力度不够；经济欠发达地区农户的参保意愿较低；规模较大的家庭负担较为沉重；户均耕地面积制约着农户参保意愿及其选择等九大焦点问题。基于此，建议加大对新农保的宣传力度与农村的教育投入，强化与扩大强农惠农举措，引导农户适度规模经营，根据当地的经济发展水平与农户经济状况，建立多层次的养老保险体系，充分发挥新农保与传统养老方式的合力。
英文摘要：
The investigation study of Doumen of Zhuhai and Maonan of Maoming reveals that the new farmer＇s endowment insurance has not received much publicity and the farmers in the underdevel- oped areas or with a big family are not willing to have this insurance. The household area of cultivated land also hinders their willingness to have this insurance. The paper brings up the following sugges- tions： more publicity of this insurance and more investment in education; larger scales in production~ different kinds of insurance systems based on the actual economic situations and the income of the farmers; a combination of this new insurance with the traditional model.
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