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中文摘要：
将专利地图和专利分析相结合，探讨了商业方法专利在中国银行业发展的背景，并对中国银行业商业方法专利进行了详尽的检索。然后，从专利管理图视角对中国银行业专利发展现状、内外资银行商业方法专利发展、商业方法专利申请人数变化以及商业方法专利在内外资银行间的分布状况进行了深入的研究。从专利技术图视角对中国银行业商业方法专利的发展领域、IPC分类以及商业方法专利的授权情况进行了深入的分析。最后，归纳出中国银行业商业方法专利的发展现状。
英文摘要：
The background of the patents of business method in Chinese bank industry and the theory of patent maps were explored. The status quo of Chinese banking patents, the development of banking business method patents both domestic and overseas, the change of business method patents applicants, and the distributino of the business method patents between domestic banks and the overseas banks were investigated from the perspective of patent management maps. The fields and the IPC distributino of Chinese banking business method patents as well as the business method patents were researched. The development status quo of Chinese banking business method patents was summed up.
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