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中文摘要：
近年来，中国外汇储备快速增长成为我国理论界和实务界关注的热点问题。通过理论推演和实证分析得出结论：中国外汇储备快速增长与独特人口年龄结构密切相关。当前，中国不能陶醉在外汇储备世界第一的光环中，要清醒地看到其中的隐忧，采取诸如转变经济增长方式、增加人力资本投入、强化外汇储备管理等措施来加以应对。
英文摘要：
In recent years, a rapid increase of China＇s foreign reserve has been a hot problem highlighted by communities of theory and practice in China. A conclusion is made through theoretical deduction and practical analysis that it is closely related with unique population structure. At present, China shoulan＇t be exultant for the aura of world Number One in foreign reserve, but be sober with the hindered worries, and take such actions as alternating economy growth modes, increasing human capital input, strengthening foreign reserve management, to deal with it.
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