中文摘要：

本文首先从金融市场国际化、人民币国际化和金融创新三个方面，分析了金融国际化对我国银行业经营的影响，然后以金融国际化的综合测度量化指标为切人点，采用我国15家商业银行2000—2011年的经营数据，对金融国际化等因素与我国商业银行经营绩效之间的长期稳定与短期调整关系进行实证分析。研究发现，随着我国金融国际化程度的加深，我国商业银行的经验绩效显著改善。金融市场的开放激励并帮助我国银行实现经营效率和服务水平的提高；金融创新的增加以及人民币国际化也为我国商业银行带来前所未有的机遇，增加其中间业务和交易品种，从而提高其盈利能力。

英文摘要：

The paper firstly analyses the influence of financial internationalization to commercial banks＇ business performance from three aspects of financial internationalization, RMB internationalization and Financial Innovation. Then based on the financial internationalization comprehensive quantitative indicators and the business data from 2000 to 2011 of our country commercial banks, this paper makes an empirical analysis on the long-term stability and short-term adjustment relations between factors such as financial internationalization and our country commercial bank business performance. The results show that our country commercial banks＇ performance has improved significantly, along with the deepening of China＇s financial internationalization degree; The opening of financial markets could help our country＇s banks raise business efficiency and service level; The increase of financial innovation and RMB internationalization brings unprecedented opportunities to our country＇s banks, so as to improve their profitability through increasing the intermediate business and trading products.