中文摘要：

以2014年1月至2015年7月P2P平台的数据为基础,运用DEA方法比较不同类型的P2P网络借贷平台运营效率,结果显示：民营系平台和风投系平台运营效率占领先地位,上市系平台仅次于民营系平台和风投系平台,国资系平台再次之,银行系平台运营效率相对最低。因此,要提升P2P网络借贷平台运营效率,应加强风险控制,规范内部控制,并强化优质资产端、专业运营团队、细分市场化服务的建设。

英文摘要：

Using the data of P2P platform from January 2014 to July 2015,the paper compares the operational efficiency of different types of P2P network lending platform based on DEA method. The results show that： the operating efficiency of private and venture capital P2P network plays the leading position,the listed companies P2P second,the state-owned P2P network followed by,the bank P2P network is,relatively the lowest. Therefore,in order to enhance the operational efficiency of P2P network lending platform,we should not only enhance risk control and regulate the internal control but also strengthen high-quality assets,build professional operations team and improve market segmentation services.