中文摘要：

医疗保障作为社会保障制度的重要组成部分,对社会的稳定和发展至关重要。目前关于我国医疗保障制度的研究已成为研究领域的热点。文章对我国医疗保障制度的研究现况进行了系统分析,并从医疗保障质量评价指标体系构建与医疗保障质量和缺陷评价、医疗保险费用控制研究、医疗费用结算方式研究、方法学研究等方面提出建议。

英文摘要：

As an important component of social insurance system,medical insurance system plays a vital role in maintaining social stabilization and development.Researches on Chinese medical insurance system have become a hot spot recently.The status of studying on Chinese medical insurance system was systematically analyzed.Based on which,suggestions were put forward,which included construction of index system for evaluating the quality and defects of medical insurance,research on controlling medical insurance cost,settlement methods of medical cost and its methodology.