中文摘要：

发展农村经济、建设社会主义新农村离不开农村金融的支持。文章分析了健全完善农村金融生态的必要性以及我国当前的农村金融现状，提出了优化我国农村金融生态的对策。

英文摘要：

Developing the rural economy and building the socialism new countryside are not able to leave the rural finance the support. This article has analyzed the perfect consummation rural finance ecology necessity as well as our country current rural finance present situation, proposed optimizes our country rural finance ecology the strategy.