中文摘要：

从2007年以来,美国的次贷危机愈演愈烈,与此同时,我国的资产证券化试点工作也在如火如荼地进行。文章着重从次贷危机与资产证券化入手,结合我国资产证券化现状,对资产证券化的风险控制提出建议。

英文摘要：

The sub-loan crisis United States has been intensified since 2007.At the same time, asset securitization in China is being carried out.This paper, from the sub-loan crisis and asset securitization approach, combined with the status quo of China＇s asset securitization, puts forward suggestions on the risk control of asset securitization.