中文摘要：

技术接受模型是一种预测用户是否接纳新信息技术的实用性很强的工具。本文阐述了技术接受模型的基本原理，分析了网络财务系统与用户行为之间的关系，并运用实例探讨了技术接受模型框架下的网络财务系统的持续开发问题。

英文摘要：

Technology Acceptance Model（TAM）is a pragmatic approach to forecast whether users will accept the new information technology or not. The basic principle of TAM is described,and the relationship between Internet finance system and user＇s behavior is analyzed. In a form of case,the continuous development of Internet finance system under the framework of TAM is discussed.