中文摘要：

本文研究了两险种理赔到达过程相关的正风险和模型与负风险和模型．利用Lundberg指数是相关因子的单诃递减函数的性质，证明了破产概率是随着相关因子的增加而增大的，从而将相应的结果推广到了两险种理赔到达过程相关的风险和模型．

英文摘要：

In this paper, we consider the correlated aggregate risk processes with positive and negative risk sums and two classes of claims. We prove that the ruin probability increases when the correlation factor becomes larger by applying the property that Lundberg exponent is an decreasing function of correlation factor. Therefore, the corresponding results so far are generalized to the correlated aggregate risk processes with two classes of claims.