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中文摘要：
本文运用经济理论模型对农地经营权抵押贷款可获得性进行了分析。结果表明：只有那些非农收入足够高的低风险农户才会有农地经营权抵押贷款意愿,其余农户会自动放弃申请贷款。最后,本文提出了开展农地经营权抵押贷款试点,加速推进农村社会保障体系建设等建议。
英文摘要：
The author makes an statistical analysis of the availability of farmers＇ land contracted management right mort- gage loan by using economic theory mode. The results show only farmers whose non-agricultural income and project prof- itability is high enough to be willing to apply for farmers~ land contracted management right mortgage loan. Finally, the author puts forward some proposals, such as conducting the pilot of farmers＇ land contracted right mortgage loan and ad- vancing the construction of rural social security system etc.
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