中文摘要：

不断完善养老保险制度，建立一个覆盖广、统筹城乡的可持续发展的养老保险体系是我国民生政策的一项主要内容。本文通过梳理养老保险制度可持续发展的内涵，分析影响制度可持续发展的内外部因素，提出了使养老保险在制度上、财务上和管理上攻克这些制约因素进而实现可持续的路径。

英文摘要：

Expanding oldaged insurance coverage, overall development of urban and rural old -aged insurance system, and establishing a sustainable endowment old - aged insurance system is one of main tasks of the government of the people＇s livelihood policies in China. The paper presents the main ideas of the focus and develops the internal and external factors influencing system of the sustainable development, and based on this, the paper puts forward to the way overcome these constraints the sustainable path on institution, finance and management.