中文摘要：

保险公司和投保人之间具有明显的信息不对称,由保险市场信息不对称导致的保险欺诈行为已经成为保险人面临的主要经营风险之一.而博弈论是研究信息不对称问题的一种有效方法.本文通过建立完全信息静态博弈模型,结合实际对保险公司和投保人的复杂关系进行分析.

英文摘要：

There is serious information asymmetry between the insurer and the insured. Frauds of insurance resulting from the informative asymmetry of the insurance market has become one of the main business risks that insurers face. Game theory is an effective method to study the problems of information asymmetry. In this paper, a static game model with complete information was established. Through the static game model, the complicated relations between the insurance company and the insurer were studied.