中文摘要：

上市保险公司所占市场份额较大,对我国保险业健康发展具有重要影响。本文基于DEA的Malmquist指数方法,选取上市的4家保险集团、4家财险公司和5家寿险公司2007-2012年经营数据,对其经营效率进行分析研究。结果表明,样本区间上市保险集团、财险公司、寿险公司的全要素生产率多呈下降趋势,年际经营效率波动较大,技术进步有待加强。最后提出了加大技术投入力度,努力创新保险产品;关注宏观经济发展态势,把握保险政策走向;发挥保险集团规模效应,协调不同业务板块间关系等对策建议。

英文摘要：

Marketing insurance companies hold large market shares and impact Chinese insurance industry significantly.Four marketing insurance groups,four property insurance companies and five life insurance companies are picked out and their operating efficiency are analyzed using operating data from 2007 to 2012 based on DEA-Malmquist Index Method. The results show that total factor productivities of most marketing insurance groups,property insurance companies and life insurance companies decreased within the sample period,their operating efficiencies over years fluctuate heavily and their technological progress needs to be strengthened. Accordingly,countermeasures are put forwards： increase RD spending and develop new insurance products; focus on the macro- economy development and pay attention to insurance policy trends;use insurance groups＇ scale advantages fully and coordinate the relationship between different business sectors.