国内外科技型中小企业融资理论与实践证明,科学评价科技型中小企业信用具有关键性意义.在回顾相关研究的基础上,以AHP分析法为基础,构建符合科技型中小企业特点的信用评级指标体系,重点对履约能力和成长能力的相关指标进行考核.
SME financing theories and practices at home and abroad prove that it' s of important and crucial signifi- cance to make scientific evaluation of SME credit. On the basis of reviewing related researched and based on AHP analysis method, the paper constructed a credit rating index system in ling with the characteristics of SMEs, which focuses on the assessment of related indicators for performance capability and growth ability of SMEs.