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中文摘要：
我国的国有商业银行改革早在十几年前就提到了议事日程，改革也一直在循序渐进的过程中进行。面对着到2006年底银行业无对象和地域限制以及利率和汇率改革的压力，加快国有商业银行改革迫在眉睫。展望未来，进一步完善公司治理结构将是今后一段时间内银行业改革的主攻方向，而真正建成公司治理结构合理，资本充足。内控严密，运营安全，效益良好，融入全球金融系统，并具有国际竞争力的现代股份制商业银行，才是国有商业银行改革的目标。
英文摘要：
The state- owned commercial banks reform was on the schedule more than ten years ago in China, and the reform has gone on orderly and gradually. In the face of the uniform treatment of domestic or overseas banking, and the pressure of interest rate and exchange rate reform, it is urgent that state - owned commercial banks quicken reform. In the future, improving corporate governance structure reform is the main direction of reform all the same. Modern commercial banks should possess reasonable govern- ance structure, enough capital, rigorous interior control, safe operate, great benefit, and strong interna- tional competitive power, which is the aim of the reform of state - owned commercial banks.
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