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中文摘要：
本文借鉴＂高层梯队理论＂的研究思路,以2002～2011年中国13家上市银行为主要研究对象,考察高管团队特征对银行创新能力的影响。研究结果表明,银行高管团队背景特征对中国商业银行的创新能力具有显著的影响,并呈现出不同的作用路径。具体表现为,银行创新能力与高管团队学历间呈正相关性;与高管团队年龄、任期间均呈倒U形关系,并分别存在关系＂分水岭＂,即年龄为50岁和任期为7年的时候。银行高管团队特征影响着中国商业银行的创新能力,在分析和培育银行创新能力时,有必要考虑银行高管团队的人口特征。
英文摘要：
According to the Top Echelon Theory, this paper uses the cases of Chinese 13 listed banks during 2002～2011 to test the influences of Top Management Team＇s（TMT＇s） backgrounds on the innovation ability of bank. The results of the paper show that TMT＇s backgrounds have significant influences on the innovation ability of Chinese commercial banks and the influences show in different ways： innovation ability correlates positively with TMT＇s education and has an inverted U-shaped relationship with TMT＇s age and tenure; there is a watershed in the relationship, i.e. the age of 50 years old and the tenure of 7 years.Because the TMT＇s backgrounds have influences on the innovation ability of Chinese commercial banks, it is necessary to consider the TMT＇s demographic characteristics of banks when the innovation ability is analysed or cultivated.
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