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中文摘要：
为了解决养老保险体系“碎片化”问题，提升统筹层，本文提出了分离资金统筹和待遇统筹的创新思路，认为在现阶段待遇统筹难以实现的条件下，可率先实现资金的全国统筹，并采取“分段计付”的混合养老金计发方式实现养老保险关系的跨地区接续。在政府补贴到位的前提下，构建“基础养老金＋个人账户”的农保新模式，采取混合养老金计发办法实现城乡养老保险关系的接续。
英文摘要：
To address the fragmental problem of urban social security pension system, this paper should distinguishs ＂capital pooling＂ from ＂benefit level pooling＂ and proposes ＂primary pension plus individual account＂ as an ideal model to cover the rural area, primary pension benefit be subsidized by public finance and operated as a non - contributory plan. Under such a two - sector covered pension system, rural - urban migrated labors can accumulate the blended pension via history. We test the replacement rate outcomes of some random selected life time models of labor migration, and find out that the blend pension system under dual social pooling could satisfy social adequacy criterion of different conditions.
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