中文摘要：

本文以探究我国城乡养老保险参保率影响因素,进而提高城乡养老保险参与积极性为目的。基于中国健康与养老追踪调查450个调查社区和18605个采访对象的城乡两个维度数据,对城乡养老保险参保率影响因素进行实证分析并加以比较。综合运用交叉表描述统计、卡方检验和二元Logistic回归模型进行统计分析,并分别建立城镇和农村地区参保率影响因素回归模型。[结果]目前中国城镇和农村地区养老保险参与率均较低,户口性质对城镇和农村养老保险参保率的正向影响均为最大,而逆相关的变量中,城镇和农村地区分别为外出务工和受教育程度。最终结论据此提出建立有效的参保激励机制、关注土地和养老保险的社保功能替代关系、加快户籍制度改革和优化政策设计以提高城乡养老保险参保率,促进城乡养老保险的完善与发展。

英文摘要：

In order to explore the factors affecting the rate of urban and rural pension insurance, and then to improve the participation of urban and rural pension insurance.Firstly, based on the two urban and rural dimensional data of 450 communities and 18,605 interview objects from the Chinese health and pension survey, the paper analyzes and compares the factors affecting urban and rural endowment insurance rate.Secondly, regression models including cross table descriptive statistics, chi square test and binary Logistic are comprehensively used to establish insurance coverage influencing factors regression model in both rural and urban areas, respectively.At present, China＇s urban and rural endowment insurance participation rates are both low. The most positive effect on urban and rural old-age insurance is household type. And the most negative effects are migrant workers and education levels, respectively. [Conclusions]It is proposed to establish an effective insurance incentive mechanism, meanwhile focusing on the functional alternative of land and pension insurance, accelerating household registration reform and optimizing policies to raise the rate of urban and rural endowment insurance so as to promote the improvement and development of urban and rural endowment insurance.