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中文摘要：
在资源配置和动态能力理论的基础上，从银行创新活动的集中化程度、时间连贯性和与竞争者的差异性出发，提出创新资源配置战略的3种战略表现．利用2001--2010年16家中国上市银行面板数据建立回归模型，探索银行在产品和服务创新、流程创新、渠道创新方面的资源配置战略对创新绩效的作用机制．实证研究表明：银行创新资源的集中化配置对创新绩效的影响不显著，突破式创新能力和渐进式创新能力在此起到相反的调节作用；银行创新资源的连贯性配置正向影响创新绩效水平；银行创新资源的差异化配置对创新绩效的影响呈现倒U型的曲线关系．
英文摘要：
Based on the resource allocation theory and the dynamic capability theory, it proposes three strategic dimen- sions of innovative resource allocation strategy, from the perspectives of innovation activity integration, time consistency and competitors＇ differentiation in banking. Using panel data of 16 Chinese listed banks during 2001--2010, it builds a regression model and explores the relationship between resource allocation strategy and innovative performance in the field of product and service innovation, process innovation, distribution innovation. The results show that integrative al- location of the innovative resources has no significant effects on innovative performance. Radical innovative capability and incremental innovative capability moderate the relationship between the strategy and performance in the opposite di- rection. The consistent allocation of innovation resources promotes performance. The differentiation allocation of innovation resources has a curvilinear effect on innovative performance, which presents the inverted U-shaped curve relationship.
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