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中文摘要：
本文在区别对待代际内和代际间两种不同类型的贴现率的基础上，对基于中国居民的时间偏好的贴现行为进行了实证研究以获得更加准确的测算结果。本文采用实验经济学研究方法，在框定偏差内，利用两套不同的调查方案分别测算了代际内和代际间贴现率水平，并从个体特征影响以及贴现函数形式等方面对测算结果进行了分析。该研究结果为我国居民投资储蓄行为偏好抉择、社会代际账户测算以及大型项目评估等提供了数据支持。
英文摘要：
This paper focuses on the experimental examination of discount behavior of Chinese households based on time preference. Two different discount rates, intra-generation and intergeneration, are distinguished to get more exact result. This paper uses experimental economics to measure intra-general and inter-general discount rate by two different survey plan within the acceptable framing bias respectively, besides the individual impacts and the discount function are discussed. The result of this study provides data support for the performance research of Chinese household behavior in saving and investment, the calculation of social generational accounts, large scale project evaluation, etc.
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